About PINswift

PINswift is established in 2013 by the security company Ostendo Consulting Ltd and number of proven technology, security, compliance and business  experts.

All of them invested their knowledge, experience and funds in common idea of changing the way people experience their PINs. Understanding of financial and telecom industry, involved technology and compliance requirements allowed us to design a unique solution.

It can easily replace outdated PIN communication methods. In May, 2013 PCI DSS Council published for the first time security requirements for the electronic PIN delivery. We thought it is the right moment to make our vision true.


Team and our vision

Our vision is to change the way cardholders experience their PINs.


Stanko Cerin, Founder & CEO

Mr. Cerin is responsible for business development and sales, as well as driving and aligning business and technology development strategies in PINswift. He is a recognized information security expert with deep understanding of business and regulation requirements, experineced in secure technical architecture design with an emphasis in enabling PCI compliant systems across financial and telecommunications networks. Further, he is the primary inventor of the technology which drives the PINSwift solution set.

He has spent over twenty years in varying consulting and management positions in leading business and technology consulting companies throughout Europe. This experience has enabled a unique combination of risk management knowledge and experience which helps differentiate the PINswift effot.

Mr. Cerin holds a M.Sc. Degree in Advanced IT and Business Management from University of Wales and is CISA, CISM, CGEIT and CBCP certified professional.

Mike Gentile, Business Advisor

Mr. Gentile serves as business advisor at PINswift. He is a proven business leader & entrepreneur who has successfully founded, funded, developed & sold multiple businesses in the services and technology industries. His passion is working with talented teams to turn "outside the box" ideas into simple and effective running solutions. PINswift could not be a better fit.

Prior to PINswift, Mr. Gentile was the Founder & CEO of Delphiis, Inc, a leading SAAS based security solution provider that served the banking and healthcare industries. Mr. Gentile led Delphiis from its initial founding to its recognition and utilization by many leading name brand organizations around the world. In 2014, Mr. Gentile led Delphiis through all aspects of its acquisition by a publically traded technology provider.

Mr. Gentile holds patents in the security management domain and is a co-author of The CISO Handbook and CISO Soft Skills. The CISO Handbook is used as course material for numerous advanced education and Master’s programs on security leadership around the world.

Mr. Gentile holds a B.S. in Finance from Sonoma State University.

Biljana Cerin, Head of Information Security and Compliance

Mrs. Cerin drives the information security and compliance efforts at PINSwift. She is an experienced business development manager and recognized information security expert providing information security and risk management, IT governance, audit and compliance related services for organizations operating in complex, highly regulated environments.

She has 15+ years’ experience implementing efficient information security and risk management systems for clients in financial, telecommunication, government, oil and gas, energy, biotechnology, higher education and IT services sectors worldwide. She is an ISO 27001 Lead Auditor, a member of the ISACA ISRM/EuroCACS Conferences Program Task Force and is currently the President of (ISC)2 Croatia Chapter.

Mrs. Cerin holds a Master Degree in Computing from University of Zagreb and is CISSP, CISA, CISM, CGEIT, CBCP and PMP certified professional, as well as ISO 27001 Lead Auditor.

Ryan Vallone, Sales Strategist

Mr. Vallone has the overall strategic sales responsibility at PINswift. As one of the leaders of the organization he helps bring the vision of the company to reality. He is passionate about his role in the growth of PINswift, and is always looking for ways to improve our process and customer relations.

Over the last 20 years, Mr. Vallone has held a variety of high level roles in operations and marketing. Worked in various industries; Insurance Banking, Retail, Software, and Packaging. He has in-depth experience guiding companies to evolve and transform to meet the challenges of a competitive modern market, resulting in high-volume revenue growth. Mr. Vallone has a combined background uniting sales, marketing, operations, and business development with deep knowledge of factors impacting business performance. Mr. Vallone prides myself on consistently striving to do better – establishing a standard of excellence that works from the top down to position an organization as an industry hallmark for excellence, quality of service, and customer care.

Mr. Vallone holds a B.A. degree in Business Administration and Design from University of Redlands.